Default on your loan

(tags game, Animal Crossing, Dual Screen, disobedience)

I'm still working on Animal Crossing. I finally got the last extension of my house, and now I have to pay the whopping cool million bells. Or do I? I have it already, and there's no time limit on my loan, and Tom Nook won't give me anything extra if I pay off the loan. So leinient. So convenient.

BTW, a million bells divided by the 7500 bell fruit run method equals 133 times of "Nook how can I help you?" Ah someone kill the tedium. Someone tell me how I can get money faster than that?